Monday, October 6, 2014

Help me, I'm poor.

When I was a little kid, I was awesome at saving money. I had a beautifully hand painted piggy bank, and every single dollar and cent I got went straight into Judy Pig (Judy was the lady who painted it). I almost never spent it, and when I did, my tastes were pretty cheap. Archie comics and the sticky hands from the quarter machines at Albertson's were my jam, and the only thing I remember ever really wanting was a membership to the Mary-Kate and Ashley Olsen Fan Club. This was denied by my mother. As I got older, I was still pretty solid. I think the only big purchases I made from 6th grade to the beginning of my freshman year of college were a video camera and an iPod Touch, and I worked my ass off to save up for both of them. Still have the iPod, haven't seen the video camera in years.

Fast forward to the last couple of years, and I have made a complete 180. I suck at saving money. I don't know what happened, but I somehow regressed to having the fiscal sense of a spoiled 16 year old. One working theory I have is the fact that back in Flag I never had to pay for food. My grandma (God bless her sweet soul) wanted to contribute to my higher education, so she paid for a meal plan every semester that I was in school. I'd say about 75% of my meals were eaten on campus, and if I ever wanted some variety, I would just go to my mom/grandma/aunt's houses and grub. The only stuff I really had to buy at the grocery store was alcohol and breakfast food. I also developed a wicked Starbucks addiction in school, thanks to the conveniently located Starbucks on campus that accepted dining dollars. Then I graduated and moved to Hawaii and was like "HOW DO PEOPLE EVEN FEED THEMSELVES!?!?!?!?!" I still haven't really figured this out and haven't really embraced the joys of cooking, so I eat out a lot more than I should.

You know the most frustrating thing? I have nothing to show for my financial stupidity. I sort of wish I had a shopping addiction or something, so I could at least be like "yoooo yeah I'm broke, but look at all of the super cute clothes I have and all of the awesome electronic gadgets I own!!!!!!!!!" Too bad all I do is go to Starbucks way too much and eat food that I didn't cook. I also sort of feel like I'm the only person who's absolute shit with money. I see so many people on Facebook (goddamn Facebook) who are like "oh my ticket to insert awesome/exotic location here has been booked! Adventure time here I come!!" And I'm over here crying into my overpriced sugar in a cup like "howwwwwwwwww?!?!?!" Ugh. Its so frustrating, and so stupid, because I have nobody to blame. My poor parents have tried so hard to teach me their ways. My mom is the most financially responsible person I've ever met, and my dad's life motto is "live cheap, be free". Tiny Hannah was all about that life, but adult Hannah is like "pfffttttt".

Anybody have any tips on how to be more responsible with money? Team Hannah is struggling. Maybe I need to get another Judy Pig.

1 comment:

  1. Reading the book Total Money Makeover (Dave Ramsey) was REALLY helpful! A lot of stuff didn't apply to me, but it really helped me be a bit more responsible.